Sereno Group Loan Programs

BRIDGE B4 YOU SELL LOAN

A short-term bridge loan leveraging your current home’s equity that enables you to purchase another home WITHOUT having to sell first.

BENEFITS:

Our banking relationship with RPM, a division of LendUS creates the possibility for a customized bridge loan suited to your needs
Snag the home you really love without the hassle of selling and moving first
Peace of mind
Boutique service and privacy
Preserve precious cash and avoid liquidating investments

THE FINE PRINT*:

2nd Lien against the current home
Combined Loan-to-Value (LTV) of 70% on the departing property
6.0% interest-only (8.677% APR) (+ 1 point fee) for 6 months

To find out more about this product, email sereno@rpm-mtg.com

LISTING ENHANCEMENT LOAN

A short-term loan that allows you to complete agent-recommended upgrades to improve the value of your home. Enhanced homes can sell for more! As part of the qualification process, you will also be qualified for a loan on the purchase of your next home.

BENEFITS

No upfront costs
Preserve precious cash
Deferred payment
Maximize your home’s value
Boutique service and privacy

THE FINE PRINT**:

$15,000 to $50,000 available
0.01% interest-only (1.355% APR) for the first 6 months
Secured by 2nd Lien against the current home

To find out more about this product, email sereno@rpm-mtg.com

TO APPLY PLEASE CLICK HERE

APPLY

Loan products powered by RPM Mortgage, A division of Lendus.

*Qualifications for the Bridge Loan are based on a 680 minimum FICO, 70% combined Loan-to-Value, $400,000 loan amount, single family dwelling. Balloon payment due at the end of term.

**Qualifications for the Enhancement Loan are based on a 680 minimum FICO, 70% combined Loan-to-Value, $50,000 loan amount, single family dwelling. Balloon payment due at the end of term.

This does not represent an approval for financing or interest rate guarantee. Rates and terms are subject to change without notice. Borrowers are subject to underwriting and credit approval. Other restrictions may apply. Contact Lendus, LLC for more information.

Lendus, LLC DBA RPM Mortgage - NMLS #1938 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law | Equal Housing Opportunity